Frequently Asked Questions
About Part-Time Benefits

Is This Insurance?

No. We're a discount health services plan. You pay discounted rates directly to providers. No claims filing, no reimbursement delays, no deductibles. Lower cost because you skip insurance overhead.

Who's Eligible?

Almost anyone: part-time employees, freelancers, 1099 contractors, seasonal workers, small business owners, families. U.S. residents only—no income verification, no health underwriting, no employment requirements.

When Does Coverage Start?

Immediately upon enrollment. Your digital card is active within hours. Need a telemedicine visit today? You can have one today. No waiting periods, no delays.

How Much Can I Save?

Telemedicine: $0 co-pay (vs. $150-300). Dental: 20-50% off. Vision: 15-65% off. Prescriptions: up to 85% off. Lab tests: 50-85% off. Average family saves $2,000+/year.

Can I Use It With Other Insurance?

Absolutely. Use as supplemental coverage or primary if uninsured. Works alongside other plans. Discount applies when you present your card.

Any Long-Term Contract?

No contracts, no commitment. Cancel anytime with no penalty. Pause, resume, or change your plan whenever needed. Perfect flexibility for freelancers and seasonal workers.

Still have questions? Call us at 888-972-4188.